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Boost Your Credit Score with Experian Boost

At O1ne Mortgage, we understand the importance of maintaining a good credit score. That’s why we want to introduce you to Experian Boost, a free tool that can help you improve your credit score by adding eligible on-time payments to your Experian credit report.

What Is Experian Boost?

Experian Boost is a feature offered by Experian that allows you to add eligible on-time payments to your Experian credit report. This can help increase your credit scores, including the latest versions of FICO and VantageScore credit scores. The best part? It’s completely free for Experian members.

Does Experian Boost Count Auto Insurance?

Yes, Experian Boost now includes several types of insurance payments, including monthly auto insurance payments. Other eligible insurance payments include:

• Life insurance
• Homeowners insurance
• Renters insurance
• Pet insurance

Note that health insurance payments are not eligible, even if paid monthly.

What Other Bills Can You Add to Experian Boost?

In addition to insurance payments, you can add various other bills to your Experian credit report through Experian Boost. These include:

• Mobile and landline phone bills
• Cable, internet, and satellite services
• Gas, electricity, waste management, and water bills
• Residential rent paid online
• Video streaming services

You can add or remove bills at any time, and if you decide to remove a bill, the entire payment history for that bill will be removed from your credit report.

How to Sign Up for Experian Boost

Getting started with Experian Boost is simple:

1. Create a free account: Sign up for a free Experian account or log in to your existing account. Navigate to the Experian Boost page under the “Credit” tab or “Tools” section.
2. Link your bank account: Connect the bank or credit union accounts you use to pay eligible bills. Experian uses multiple methods to ensure your account and information are secure.
3. Choose which bills to link: Experian Boost will search through up to two years of account history to find eligible bill payments. Select the bills you want to add, ensuring you have made at least three payments in the last six months, with one payment within the last three months.

Explore Your Experian Account’s Other Features

Experian members enjoy many free features, including credit report monitoring, free FICO Score access, and money management tools. You can also review credit card and personal loan offers tailored to your credit profile and compare auto insurance quotes to find potential savings.

Additionally, the Experian Smart Money™ Digital Checking Account & Debit Card can help you build credit without debt by linking to Experian Boost. This account offers no monthly fees, access to over 55,000 fee-free ATMs worldwide, and the possibility of receiving paychecks up to two days early with direct deposit.

Contact O1ne Mortgage for Your Mortgage Needs

At O1ne Mortgage, we are committed to helping you achieve your financial goals. If you have any questions about Experian Boost or need assistance with your mortgage needs, please call us at 213-732-3074. Our team of experts is here to help you every step of the way.

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