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“`html What Is a Stafford Loan? If college savings, scholarships, and grants aren’t enough to cover your education expenses, student loans can help bridge the gap. Direct Stafford loans are a type of federal student loan that offers a low-interest…
“`html What to Consider Before Filing Bankruptcy If you’re overwhelmed by debt and have exhausted all other options for repaying your creditors, filing for bankruptcy may be your only option. It may even come as a relief. However, doing so…
“`html Understanding Common Student Loan Fees and How to Avoid Them If you decide to use student loans to pay for your college education, interest is just one of the costs you might incur. Depending on the type of loan…
“`html Financial Tips for College Students College is the gateway to adulthood, and it’s the perfect time to start building your financial health and credit. However, a lack of financial knowledge, coupled with temptations, can leave college students in financial…
“`html 20 Mid-Sized Cities Added 50,000 or More Residents Since 2016 Despite popular narratives to the contrary, many metropolitan areas in the U.S. are still experiencing rapid growth. Even with the challenges of pandemic slowdowns, inflation, and housing shortages, some…
“`html 20 Mid-Sized Cities Added 50,000 or More Residents Since 2016 Despite popular narratives to the contrary, many metropolitan areas in the U.S. are still experiencing rapid growth. Even with the challenges of pandemic slowdowns, inflation, and housing shortages, some…
“`html Why You Should Consider Opening a Certificate of Deposit (CD) Account Certificates of deposit (CDs) are deposit accounts that offer a fixed interest rate for a predetermined term, ranging from a few months to several years. Upon maturity, you…
“`html Understanding Conventional and Conforming Loans If you’re exploring mortgage options, you might encounter the terms “conventional loan” and “conforming loan.” Understanding the difference between these two can help you make an informed decision. At O1ne Mortgage, we are here…
“`html How Do Beneficiaries Work? You work hard to achieve financial success, but have you considered what happens to your assets after you’re gone? Designating a beneficiary ensures your hard-earned money goes to the right place. A beneficiary is a…
“`html 21 Large Cities Added 100,000 or More Residents Since 2016 America is both on the move and not—depending on which set of data one is looking at. For example, Americans are moving less often than they have in prior…
