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“`html Understanding Chargebacks and How to Cancel Them At O1ne Mortgage, we prioritize consumer credit and finance education. This post aims to provide an objective view to help you make the best decisions regarding chargebacks and billing issues. For any…
“`html New Rules for Retirement Savings: SECURE 2.0 Act The SECURE 2.0 Act, signed into law on December 29, 2022, introduces new rules aimed at encouraging retirement savings and removing barriers that deter people from investing in retirement accounts. This…
“`html What to Know About Crypto Losses and Your Taxes If you lost money on cryptocurrency in 2022, you’re not alone. The industry sustained almost $1.4 trillion in losses over the year amid the collapse of exchanges and other major…
“`html What Type of Credit Can You Apply for With No Credit? It can be frustrating to try to borrow money if you have no credit history. However, several borrowing options, such as a secured credit card or a credit-builder…
“`html Understanding W-2 Scams Keeping your personal information safe is crucial to preventing identity theft. However, sometimes the situation is beyond your control. A data breach could expose your sensitive information, or your employer might fall for a W-2 scam,…
“`html Managing Your Personal Loan: A Guide by O1ne Mortgage A personal loan can be a valuable tool for achieving various financial goals, such as repaying significant expenses over time or consolidating high-interest debts. However, without careful management, it can…
“`html How Long Does High Credit Card Utilization Impact Your Credit Score? A high credit card utilization typically stops hurting your credit score once a new, lower balance is reported to the credit bureaus. The main way to reduce your…
“`html Understanding Tax Refunds A tax refund is the difference between the amount you paid in taxes throughout the year and what you owe when you file your return. For example, if you had $10,250 withheld from your paychecks in…
“`html Understanding High-Yield Savings Accounts Interest rates on high-yield savings accounts are variable and can change at any time. Typically, rates adjust after a Federal Reserve committee meeting. The account’s annual percentage yield (APY) determines your yearly interest earnings. A…
“`html What Is a High-Yield Savings Account? A high-yield savings account is a type of savings account offered by banks or credit unions that provides a higher annual percentage yield (APY) compared to traditional savings accounts. For instance, in February…
